First things first, you need to decide how much you’re prepared to spend. Take the time to calculate your available deposit, including savings, gifts from relatives, and the value of your existing home (if applicable).

You’ll also need to explore your mortgage options. There are a wide range of products available from different lenders, so to help you make an informed decision, Anthony David & Co can introduce you to trusted, experienced mortgage advisors in the local area.

While you can’t secure a full mortgage until you’ve found a property, you can obtain a Mortgage in Principle. This will put you in a much stronger position when making an offer.

Choosing the right location is a crucial decision. Get it wrong, and you may find yourself unhappy or facing the cost of moving again. We strongly recommend researching your chosen area thoroughly.

With extensive knowledge of Poole and the surrounding areas, Anthony David & Co can help you identify properties that suit your lifestyle—whether that’s proximity to local amenities, coastal views, or access to key attractions. Our experienced sales team will guide you in finding the right property using their in-depth market knowledge.

Once you’ve found your ideal property, it’s time to make an offer. Our sales team will work closely with you to determine a competitive offer, negotiate on your behalf, and help you secure the property at the best possible price.

When your offer is accepted, a solicitor will be required to handle the legal process of transferring ownership. We can recommend trusted, fully qualified local solicitors who will guide you through each stage of the transaction.

Before the property legally becomes yours, you’ll need to pay a deposit (a percentage of the purchase price) to your solicitor.

Once contracts are exchanged, you are legally committed to the purchase. If you withdraw after this point without a valid reason, you risk losing your deposit.

Prior to exchange, a completion date will be agreed with the seller. Don’t worry, our team will help you choose a suitable timeline and ensure everything is in place, including arranging appropriate buildings insurance, which becomes your responsibility from exchange.

Completion is the final stage of the process, where ownership of the property is officially transferred to you. On the agreed date (usually around midday), the remaining funds are transferred and the property deeds are exchanged.

You’re then free to move in.

Congratulations—you’re now a homeowner!